# Baantlo

> Baantlo is a free iPhone app for apartment buildings in Pakistan. One
> resident — the admin — records the building's shared bills as they arrive,
> splits each one across exactly the flats it applies to, and records what each
> resident pays. Baantlo carries unpaid balances into the next month, the way a
> shopkeeper's khata does. It records money; it never holds, moves or collects
> any.

Key facts:

- Price: free while in early access. No ads, no in-app purchases, no paid tier.
- Platforms: iPhone, iOS 16.4 or newer, on the App Store
  (https://apps.apple.com/app/id6798327018). Android is not released yet.
- Language: English.
- Currency: set per building, Pakistani rupees by default; USD, GBP, EUR, AED,
  SAR and INR are also available. Amounts are stored as whole paisa, so shares
  always add back to the exact total and no rupee is lost to rounding.
- Account: required. A building's ledger is shared between its residents, so it
  lives on Baantlo's servers rather than on one phone.
- Roles: whoever creates the building is its admin and records bills, members
  and payments. Residents join with a six-character invite code and see the
  building's bills and their own balance.
- Splitting: each bill is split evenly across only the flats you select for it —
  the lift across the upper floors, the gas riser across the lower ones, the
  guard's salary across everyone. Any remainder is distributed rather than
  dropped. Weighted and unequal splits are not built yet.
- Payments: record full or partial payments with a note. Whatever is unpaid
  stays on that flat's balance and carries into next month; overpayment becomes
  credit.
- Recurring bills: a bill that repeats monthly, such as the guard's salary, is
  set up once and added at the start of each month.
- Joining and leaving: a resident added before they install the app has their
  dues attach when they sign up with the same mobile number. A new resident is
  never charged for bills raised before they joined, and a resident who leaves
  owing money stays visible in the report.
- Categories: utilities, cleaning, security, water, generator and repairs, plus
  any category the building adds.
- Reports: a monthly statement per flat showing opening balance, charges,
  payments and closing balance, and a building report with a category
  breakdown. Both can be shared out of the app.
- Money handling: none. Baantlo holds no bank details and processes no
  payments. Residents pay the way they already do — cash, bank transfer,
  Easypaisa, JazzCash — and the admin records what came in.
- Privacy: the app contains no analytics, advertising or crash-reporting SDK.
  This website counts page views with cookieless Vercel Web Analytics.
- Operated by Muhammad Tahir, Karachi, Pakistan. Contact: hello@baantlo.com.

## Guides

- [How to split the electricity bill between flats](https://www.baantlo.com/guides/split-electricity-bill-between-flats):
  the four methods buildings use — equal, sub-meter, by area, by occupancy —
  what each needs, and the dispute each one causes.
- [Building maintenance charges: how much, and how to collect them](https://www.baantlo.com/guides/building-maintenance-charges):
  working the figure out from twelve months of real costs plus a reserve, and
  why collection fails for structural rather than moral reasons.
- [How to run a building committee's accounts without a register](https://www.baantlo.com/guides/building-committee-accounts):
  what to record, what not to, and how to hand over to the next committee.

## Pages

- [Home](https://www.baantlo.com/): features, a sample month, privacy summary and FAQ
- [Guides](https://www.baantlo.com/guides)
- [Support](https://www.baantlo.com/support)
- [Privacy policy](https://www.baantlo.com/privacy)
- [Terms](https://www.baantlo.com/terms)
- [Delete your account](https://www.baantlo.com/delete-account)